Dental Plan

CU Health Plan — Dental Premier is only available to Medicare-eligible surviving spouses and dependent(s) and gives its members access to the Delta Preferred Provider Option (PPO)Preferred Provider Organization (PPO)A health care plan that has a contractual agreement with providers to offer health care services at discounted, negotiated fees within a network.  The PPO plans may require some cost-sharing with deductibles, copays and/or coinsurance.   and Premier networksPremier Delta Dental ProviderA non-PPO provider that has negotiated a higher fee allowance. You will pay more out-of-pocket expenses..

You can still choose any dentist you like, but your out-of-pocket costs are typically lower with PPO network providers.Preferred Provider Organization (PPO)A health care plan that has a contractual agreement with providers to offer health care services at discounted, negotiated fees within a network.  The PPO plans may require some cost-sharing with deductibles, copays and/or coinsurance.   

Once you meet your $25 per person plan deductibleDeductibleAn amount that you are required to pay before the plan will begin to reimburse for covered services., you will only be responsible for a percentage of your covered care costs (aka coinsuranceCoinsuranceThe portion of expenses that you have to pay for certain covered services, calculated as a percentage. For example, if the coinsurance rate is 20%, then you are responsible for paying 20% of the bill, and the insurance company will pay 80%. ) up to the plan maximum benefit of $1,250 per plan year.